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Medicare Enrollment

In order to enroll for Medicare, you must:

  • Be at least 65-years-old.
  • Exceptions are made for people with a qualifying condition or disability.
  • Be a permanent or legal resident of the United States of America.

Many people are automatically enrolled in Original Medicare (Part A & B). However, you can enroll on your own.


You will likely be automatically enrolled in Original Medicare if you meet the following criteria:

  • You are turning 65 and are currently receiving Social Security benefits or benefits through the Railroad Retirement Board (RRB).
  • You are under 65, disabled, and have been receiving Social Security or RBB benefits for over 24 months.
  • FACT

    If you are eligible for automatic Medicare enrollment, you will receive a Medicare card in the mail three months before your 65th birthday.

If you don’t want Medicare Part B (medical services) coverage, which requires you to pay an additional premium, please follow the instructions on the back of the card to opt-out.


If you are not automatically enrolled in Original Medicare (Part A & B), you need to manually apply during one of the three designated enrollment periods.

Initial Enrollment Period (IEP)

  • The Initial Enrollment Period is seven months long.
  • It starts three months before the month that you turn 65 and continues three months after your birthday month.
  • For example, if you turn 65 on June 5, your IEP starts on March 1st and ends on September 30th.

General Enrollment Period (GEP)

  • The General Enrollment Period is for those people that did not sign up for Original Medicare (Part A or B) during the Initial Enrollment Period and are not eligible for a Special Enrollment Period.
  • The GEP lasts from January 1 to March 31 of each year. However, you may end up paying a higher premium and will not receive coverage until July 1 of that year.
  • FACT

    You should apply as early as possible.
  • If you apply before the month of your 65th birthday, coverage will start immediately.
  • If you apply during your birthday month or later, there will be a delay in receiving your Medicare benefits.


If you have questions about which plans you are eligible for (and when), call us at (866) 817-5270 and we’ll help match you with the plan that works best for you and your budget.

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    MedicareMarket.com helps you find a personalized Medicare coverage option that works for you. Your health is important, and we are here to make sure that you’re not overpaying for it.

  • What does it cost to use MedicareMarket.com?

    Nothing. MedicareMarket.com is a free service to help you find the Medicare Advantage insurance that’s right for you.

  • What if I don't know what I need?

    We are here to help. Helpful licensed agents can help you assess your options and give you the peace of mind knowing that you are covered under a plan that meets your needs.

  • What if I already have a plan?

    Not to worry, you are in the right place. We can help you find a plan that offers you more and lowers your premiums.

  • How do I get started?

    It’s simple, and answer a few questions so that we can find the perfect plan for you.

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